/* ==========================================================================
   Compound Health Solutions — design system
   Palette sampled directly from the logo mark.
   ========================================================================== */

:root{
  /* brand */
  --green:       #2EB676;
  --green-deep:  #1E9A62;
  --green-lime:  #32B663;
  --green-teal:  #24B79B;
  --grad:        linear-gradient(135deg, var(--green-lime) 0%, var(--green) 50%, var(--green-teal) 100%);

  /* ink + surface */
  --ink:         #0E1114;
  --ink-soft:    #1A1F24;
  --body:        #414A52;
  --muted:       #6B767F;
  --line:        #E3E8E5;
  --line-dark:   #2A3138;
  --surface:     #FFFFFF;
  --band:        #F5F8F6;
  --band-warm:   #F7F9F8;

  /* semantic */
  --ok:          #2EB676;
  --warn:        #B87333;
  --warn-bg:     #FDF6EC;

  /* type */
  --display: 'Jost', 'Century Gothic', -apple-system, BlinkMacSystemFont, sans-serif;
  --text:    'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;

  /* layout */
  --wrap:  1180px;
  --wrap-narrow: 780px;
  --r:     14px;
  --r-lg:  22px;
  --shadow:    0 1px 2px rgba(14,17,20,.04), 0 8px 24px rgba(14,17,20,.06);
  --shadow-lg: 0 2px 4px rgba(14,17,20,.04), 0 18px 50px rgba(14,17,20,.10);
}

*,*::before,*::after{ box-sizing:border-box; }
html{ -webkit-text-size-adjust:100%; scroll-behavior:smooth; }
body{
  margin:0; background:var(--surface); color:var(--body);
  font-family:var(--text); font-size:17px; line-height:1.65;
  -webkit-font-smoothing:antialiased; overflow-x:hidden;
}
img{ max-width:100%; height:auto; display:block; }
a{ color:var(--green-deep); text-decoration:none; }
a:hover{ text-decoration:underline; }

h1,h2,h3,h4{ font-family:var(--display); color:var(--ink); margin:0 0 .5em; letter-spacing:-.02em; line-height:1.12; font-weight:600; }
h1{ font-size:clamp(2.3rem,5.4vw,4rem); font-weight:700; }
h2{ font-size:clamp(1.85rem,3.6vw,2.85rem); }
h3{ font-size:clamp(1.2rem,2vw,1.5rem); }
h4{ font-size:1.05rem; }
p{ margin:0 0 1.1em; }
p:last-child{ margin-bottom:0; }
strong{ color:var(--ink); font-weight:600; }
ul{ margin:0 0 1.1em; padding-left:1.15em; }
li{ margin-bottom:.5em; }

.wrap{ width:100%; max-width:var(--wrap); margin:0 auto; padding:0 24px; }
.narrow{ max-width:var(--wrap-narrow); margin-left:auto; margin-right:auto; }
.skip{ position:absolute; left:-9999px; }
.skip:focus{ left:12px; top:12px; z-index:999; background:var(--ink); color:#fff; padding:10px 16px; border-radius:8px; }
:focus-visible{ outline:3px solid var(--green); outline-offset:3px; border-radius:4px; }

/* ---------- eyebrow: echoes the letterspaced SOLUTIONS in the logo ------- */
.eyebrow{
  font-family:var(--display); font-size:.75rem; font-weight:600;
  letter-spacing:.22em; text-transform:uppercase; color:var(--green-deep);
  margin:0 0 1rem; display:flex; align-items:center; gap:.7rem;
}
.eyebrow::before{ content:""; width:28px; height:2px; background:var(--grad); border-radius:2px; flex:none; }
.eyebrow.center{ justify-content:center; }
.on-dark .eyebrow{ color:var(--green); }

/* ---------------------------- header ------------------------------------ */
.site-head{
  position:sticky; top:0; z-index:100; background:rgba(255,255,255,.92);
  backdrop-filter:saturate(1.6) blur(12px); border-bottom:1px solid var(--line);
}
.head-inner{ display:flex; align-items:center; gap:28px; height:76px; }
.brand{ flex:none; }
.brand img{ height:34px; width:auto; }
.nav{ display:flex; gap:26px; margin-left:8px; }
.nav a{
  font-family:var(--display); font-size:.95rem; font-weight:500; color:var(--ink);
  padding:6px 0; border-bottom:2px solid transparent; text-decoration:none; white-space:nowrap;
}
.nav a:hover{ color:var(--green-deep); border-bottom-color:var(--green); }
.nav a.is-active{ color:var(--green-deep); border-bottom-color:var(--green); }
.head-cta{ margin-left:auto; display:flex; align-items:center; gap:16px; }
.phone-link{
  display:inline-flex; align-items:center; gap:7px; color:var(--ink);
  font-family:var(--display); font-weight:600; font-size:.95rem;
  font-variant-numeric:tabular-nums; white-space:nowrap; text-decoration:none;
}
.phone-link svg{ width:17px; height:17px; fill:var(--green); flex:none; }
.phone-link:hover{ color:var(--green-deep); text-decoration:none; }

.burger{ display:none; margin-left:auto; background:none; border:0; padding:10px; cursor:pointer; }
.burger span{ display:block; width:24px; height:2px; background:var(--ink); border-radius:2px; margin:5px 0; transition:.25s; }
.burger[aria-expanded="true"] span:nth-child(1){ transform:translateY(7px) rotate(45deg); }
.burger[aria-expanded="true"] span:nth-child(2){ opacity:0; }
.burger[aria-expanded="true"] span:nth-child(3){ transform:translateY(-7px) rotate(-45deg); }

.mobile-nav{ display:none; flex-direction:column; padding:8px 24px 26px; border-top:1px solid var(--line); background:#fff; }
.mobile-nav a{ font-family:var(--display); font-weight:500; font-size:1.05rem; color:var(--ink); padding:14px 0; border-bottom:1px solid var(--line); text-decoration:none; }
.mobile-nav .mn-cta{
  margin-top:18px; background:var(--grad); color:#fff; text-align:center;
  border-radius:999px; padding:15px; border:0; font-weight:600;
}
.mobile-nav .mn-phone{ text-align:center; border:0; color:var(--green-deep); font-weight:600; }
.mobile-nav.open{ display:flex; }

/* ---------------------------- buttons ----------------------------------- */
.btn{
  display:inline-flex; align-items:center; justify-content:center; gap:.55em;
  font-family:var(--display); font-weight:600; font-size:1.02rem; line-height:1;
  padding:17px 30px; border-radius:999px; border:2px solid transparent;
  background:var(--grad); color:#fff; cursor:pointer; text-decoration:none;
  transition:transform .16s ease, box-shadow .16s ease, opacity .16s ease;
  box-shadow:0 4px 14px rgba(46,182,118,.28);
}
.btn:hover{ transform:translateY(-2px); box-shadow:0 8px 22px rgba(46,182,118,.36); text-decoration:none; color:#fff; }
.btn:active{ transform:translateY(0); }
.btn-sm{ padding:12px 22px; font-size:.93rem; }
.btn-lg{ padding:20px 40px; font-size:1.1rem; }
.btn-ghost{ background:none; color:var(--ink); border-color:var(--line); box-shadow:none; }
.btn-ghost:hover{ border-color:var(--green); color:var(--green-deep); box-shadow:none; }
/* every dark surface: hero, interior page hero, dark bands, CTA band, calculator panel */
.on-dark .btn-ghost,
.hero .btn-ghost,
.phero .btn-ghost,
.cta-band .btn-ghost,
.calc-result .btn-ghost{ color:#fff; border-color:rgba(255,255,255,.28); }
.on-dark .btn-ghost:hover,
.hero .btn-ghost:hover,
.phero .btn-ghost:hover,
.cta-band .btn-ghost:hover,
.calc-result .btn-ghost:hover{ border-color:var(--green); color:#fff; background:rgba(46,182,118,.10); }
.btn-block{ width:100%; }
.btn[disabled]{ opacity:.55; cursor:not-allowed; transform:none; }

.btn-row{ display:flex; flex-wrap:wrap; gap:14px; align-items:center; }

/* ---------------------------- sections ---------------------------------- */
section{ padding:clamp(64px,8vw,112px) 0; }
.band{ background:var(--band); }
.on-dark{ background:var(--ink); color:#B9C3CB; }
.on-dark h1,.on-dark h2,.on-dark h3,.on-dark h4{ color:#fff; }
.on-dark strong{ color:#fff; }
.on-dark a{ color:var(--green); }
.sec-head{ max-width:720px; margin-bottom:56px; }
.sec-head.center{ margin-left:auto; margin-right:auto; text-align:center; }
.sec-head.center .eyebrow{ justify-content:center; }
.lede{ font-size:clamp(1.06rem,1.6vw,1.22rem); color:var(--body); line-height:1.6; }
.on-dark .lede{ color:#AAB4BD; }

/* ---------------------------- hero -------------------------------------- */
.hero{
  position:relative; background:var(--ink); color:#B9C3CB; overflow:hidden;
  padding:clamp(70px,9vw,124px) 0 clamp(60px,7vw,96px);
}
.hero::before{
  content:""; position:absolute; inset:0;
  background:
    radial-gradient(900px 480px at 88% -8%, rgba(46,182,118,.20), transparent 62%),
    radial-gradient(700px 420px at 4% 106%, rgba(36,183,155,.14), transparent 60%);
  pointer-events:none;
}
.hero .wrap{ position:relative; z-index:1; }
.hero h1{ color:#fff; max-width:16ch; }
.hero .lede{ color:#A9B4BD; max-width:56ch; font-size:clamp(1.08rem,1.7vw,1.28rem); }
.hero-grid{ display:grid; grid-template-columns:1.15fr .85fr; gap:64px; align-items:center; }
.hero-figure{ position:relative; }
.hero-figure img{ border-radius:var(--r-lg); width:100%; }

.hl{ color:var(--green); }
.hl-grad{ background:var(--grad); -webkit-background-clip:text; background-clip:text; color:transparent; }

/* trust strip */
.trust{ display:flex; flex-wrap:wrap; gap:0; margin-top:44px; border-top:1px solid var(--line-dark); padding-top:26px; }
.trust div{ flex:1 1 120px; padding-right:18px; min-width:0; }
.trust dt{
  font-family:var(--display); font-size:clamp(1.15rem,1.5vw,1.5rem); font-weight:700; color:#fff;
  font-variant-numeric:tabular-nums; line-height:1.1; white-space:nowrap;
}
.trust dd{ margin:4px 0 0; font-size:.8rem; color:#8B959D; letter-spacing:.02em; line-height:1.35; }
.trust dt.npn{ font-size:clamp(.95rem,1.15vw,1.15rem); }

/* ---------------------------- cards ------------------------------------- */
.grid{ display:grid; gap:24px; }
/* Grid/flex children default to min-width:auto, so a wide child (a table with a
   min-width, a long unbroken string) pushes the whole track past the viewport.
   Letting them shrink is what keeps wide content scrolling inside its own box. */
.grid > *,
.split > *,
.calc-grid > *,
.hero-grid > *,
.bio > *{ min-width:0; }
.g2{ grid-template-columns:repeat(2,1fr); }
.g3{ grid-template-columns:repeat(3,1fr); }
.g4{ grid-template-columns:repeat(4,1fr); }

.card{
  background:#fff; border:1px solid var(--line); border-radius:var(--r-lg);
  padding:34px 30px; box-shadow:var(--shadow);
}
.card h3{ margin-bottom:.45em; }
.card p{ font-size:.98rem; }
.card-num{
  font-family:var(--display); font-size:.78rem; font-weight:700; letter-spacing:.18em;
  color:var(--green-deep); text-transform:uppercase; margin-bottom:1rem; display:block;
}
.on-dark .card{ background:var(--ink-soft); border-color:var(--line-dark); box-shadow:none; }
.on-dark .card p{ color:#A2ADB6; }

.card-icon{
  width:46px; height:46px; border-radius:12px; background:var(--band);
  display:flex; align-items:center; justify-content:center; margin-bottom:18px;
}
.card-icon svg{ width:24px; height:24px; fill:var(--green-deep); }
.on-dark .card-icon{ background:rgba(46,182,118,.12); }
.on-dark .card-icon svg{ fill:var(--green); }

/* benefit card with a money hook */
.bcard{ display:flex; flex-direction:column; }
.bcard .hook{
  margin-top:auto; padding-top:16px; border-top:1px dashed var(--line);
  font-family:var(--display); font-weight:600; color:var(--ink); font-size:.95rem;
  font-variant-numeric:tabular-nums;
}
.on-dark .bcard .hook{ border-top-color:var(--line-dark); color:#fff; }

/* ---------------------------- calculator -------------------------------- */
.calc{
  background:#fff; border:1px solid var(--line); border-radius:var(--r-lg);
  box-shadow:var(--shadow-lg); overflow:hidden;
}
.calc-grid{ display:grid; grid-template-columns:1fr 1fr; }
.calc-inputs{ padding:clamp(28px,3.5vw,44px); }
.calc-result{
  background:var(--ink); color:#B9C3CB; padding:clamp(28px,3.5vw,44px);
  display:flex; flex-direction:column; position:relative; overflow:hidden;
}
.calc-result::before{
  content:""; position:absolute; inset:0;
  background:radial-gradient(600px 300px at 100% 0%, rgba(46,182,118,.18), transparent 65%);
  pointer-events:none;
}
.calc-result > *{ position:relative; z-index:1; }

.field{ margin-bottom:26px; }
.field label{
  display:block; font-family:var(--display); font-weight:600; color:var(--ink);
  font-size:.96rem; margin-bottom:9px;
}
.field .hint{ font-size:.83rem; color:var(--muted); margin:7px 0 0; line-height:1.5; }

.range-row{ display:flex; align-items:center; gap:18px; }
input[type=range]{
  -webkit-appearance:none; appearance:none; flex:1; height:6px; border-radius:99px;
  background:linear-gradient(90deg,var(--green) 0%,var(--green) var(--pct,20%),var(--line) var(--pct,20%),var(--line) 100%);
  outline:none; cursor:pointer;
}
input[type=range]::-webkit-slider-thumb{
  -webkit-appearance:none; appearance:none; width:26px; height:26px; border-radius:50%;
  background:#fff; border:3px solid var(--green); cursor:grab;
  box-shadow:0 2px 8px rgba(14,17,20,.18);
}
input[type=range]::-moz-range-thumb{
  width:22px; height:22px; border-radius:50%; background:#fff;
  border:3px solid var(--green); cursor:grab; box-shadow:0 2px 8px rgba(14,17,20,.18);
}
/* element+attribute selectors below would otherwise win on width — keep this specific */
input[type=number].range-num{
  width:104px; flex:none; font-family:var(--display); font-weight:700; font-size:1.5rem;
  text-align:center; padding:9px 6px; border:2px solid var(--line); border-radius:12px;
  color:var(--ink); font-variant-numeric:tabular-nums; background:#fff;
  -moz-appearance:textfield;
}
input[type=number].range-num::-webkit-outer-spin-button,
input[type=number].range-num::-webkit-inner-spin-button{ -webkit-appearance:none; margin:0; }
input[type=number].range-num:focus{ border-color:var(--green); outline:none; }

.seg{ display:flex; gap:8px; flex-wrap:wrap; }
.seg input{ position:absolute; opacity:0; pointer-events:none; }
.seg label{
  margin:0; padding:11px 18px; border:2px solid var(--line); border-radius:999px;
  font-family:var(--display); font-weight:500; font-size:.92rem; color:var(--body);
  cursor:pointer; transition:.16s; background:#fff;
}
.seg input:checked + label{ border-color:var(--green); background:rgba(46,182,118,.08); color:var(--green-deep); font-weight:600; }
.seg input:focus-visible + label{ outline:3px solid var(--green); outline-offset:2px; }

/* result readout */
.readout-label{
  font-family:var(--display); font-size:.72rem; font-weight:600; letter-spacing:.2em;
  text-transform:uppercase; color:#7E8993; margin:0 0 6px;
}
.line-items{ margin:0 0 20px; }
.li{
  display:flex; justify-content:space-between; align-items:baseline; gap:16px;
  padding:11px 0; border-bottom:1px solid var(--line-dark); font-size:.94rem;
}
.li span:first-child{ color:#939EA7; }
.li span:last-child{ font-family:var(--display); font-weight:600; color:#E7ECEF; font-variant-numeric:tabular-nums; white-space:nowrap; }
.li.neg span:last-child{ color:#D99B72; }

.big-number{
  font-family:var(--display); font-weight:700; font-variant-numeric:tabular-nums;
  font-size:clamp(2.7rem,6vw,4.1rem); line-height:1; margin:4px 0 6px;
  background:var(--grad); -webkit-background-clip:text; background-clip:text; color:transparent;
}
.big-sub{ font-size:.92rem; color:#8B959D; margin:0 0 22px; }
.calc-foot{ margin-top:auto; padding-top:22px; border-top:1px solid var(--line-dark); }
.calc-note{ font-size:.78rem; color:#7E8993; line-height:1.55; margin:16px 0 0; }

.flag{
  display:flex; gap:12px; padding:15px 17px; border-radius:12px; margin-bottom:20px;
  background:rgba(46,182,118,.10); border:1px solid rgba(46,182,118,.28); font-size:.9rem; color:#CBD5DA;
}
.flag.warn{ background:rgba(184,115,51,.12); border-color:rgba(184,115,51,.32); }
.flag svg{ width:19px; height:19px; flex:none; fill:var(--green); margin-top:2px; }
.flag.warn svg{ fill:#D99B72; }
.flag strong{ color:#fff; }

/* ---------------------------- forms ------------------------------------- */
.form-card{
  background:#fff; border:1px solid var(--line); border-radius:var(--r-lg);
  padding:clamp(28px,3.5vw,44px); box-shadow:var(--shadow-lg);
}
.form-grid{ display:grid; grid-template-columns:1fr 1fr; gap:18px; }
.form-grid .full{ grid-column:1/-1; }
input[type=text],input[type=email],input[type=tel],input[type=number],select,textarea{
  width:100%; padding:14px 16px; border:2px solid var(--line); border-radius:12px;
  font-family:var(--text); font-size:1rem; color:var(--ink); background:#fff;
  transition:border-color .16s; -webkit-appearance:none; appearance:none;
}
select{
  background-image:url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='%236B767F'%3E%3Cpath d='M7 10l5 5 5-5z'/%3E%3C/svg%3E");
  background-repeat:no-repeat; background-position:right 12px center; padding-right:42px;
}
textarea{ min-height:120px; resize:vertical; }
input:focus,select:focus,textarea:focus{ border-color:var(--green); outline:none; }
input.err,select.err{ border-color:#C0523F; }
.err-msg{ color:#C0523F; font-size:.83rem; margin:6px 0 0; display:none; }
.err-msg.show{ display:block; }

.consent{ display:flex; gap:12px; align-items:flex-start; margin:6px 0 20px; }
.consent input{ width:20px; height:20px; margin-top:3px; flex:none; accent-color:var(--green); }
.consent label{ font-size:.82rem; color:var(--muted); line-height:1.55; }
.hp{ position:absolute; left:-9999px; opacity:0; height:0; width:0; }

.form-status{ margin-top:18px; padding:15px 18px; border-radius:12px; font-size:.94rem; display:none; }
.form-status.show{ display:block; }
.form-status.ok{ background:rgba(46,182,118,.10); border:1px solid rgba(46,182,118,.3); color:var(--green-deep); }
.form-status.bad{ background:#FCEEEB; border:1px solid #E8BDB2; color:#A8402C; }

/* ---------------------------- misc components --------------------------- */
.steps{ counter-reset:step; display:grid; gap:0; }
.step{
  position:relative; padding:28px 0 28px 78px; border-bottom:1px solid var(--line); counter-increment:step;
}
.step:last-child{ border-bottom:0; }
.step::before{
  content:counter(step,decimal-leading-zero); position:absolute; left:0; top:28px;
  font-family:var(--display); font-weight:700; font-size:1.05rem; color:#fff;
  width:46px; height:46px; border-radius:50%; background:var(--grad);
  display:flex; align-items:center; justify-content:center;
}
.step h3{ margin-bottom:.35em; }
.step p{ font-size:.98rem; margin:0; }
.on-dark .step{ border-bottom-color:var(--line-dark); }

.qual{ display:grid; grid-template-columns:repeat(3,1fr); gap:20px; }
.qual-item{
  background:#fff; border:1px solid var(--line); border-radius:var(--r);
  padding:26px 24px; text-align:center;
}
.qual-item .n{ font-family:var(--display); font-size:2.3rem; font-weight:700; color:var(--green-deep); line-height:1; margin-bottom:8px; font-variant-numeric:tabular-nums; }
.qual-item p{ margin:0; font-size:.94rem; }

.pull{
  border-left:4px solid var(--green); padding:6px 0 6px 26px; margin:36px 0;
  font-family:var(--display); font-size:clamp(1.25rem,2.4vw,1.7rem); font-weight:500;
  color:var(--ink); line-height:1.42; letter-spacing:-.01em;
}
.on-dark .pull{ color:#fff; }

.callout{
  background:var(--band); border:1px solid var(--line); border-left:4px solid var(--green);
  border-radius:var(--r); padding:26px 30px; margin:32px 0;
}
.callout h3{ margin-bottom:.4em; font-size:1.15rem; }
.callout p:last-child{ margin-bottom:0; }
.callout.big{ text-align:center; border-left:1px solid var(--line); padding:38px 30px; }
.callout.big p{ font-family:var(--display); font-size:clamp(1.2rem,2.4vw,1.62rem); font-weight:600; color:var(--ink); line-height:1.4; }

/* comparison table */
.tbl-wrap{ overflow-x:auto; -webkit-overflow-scrolling:touch; margin:32px 0; border-radius:var(--r); border:1px solid var(--line); }
table{ width:100%; border-collapse:collapse; min-width:520px; background:#fff; }
th,td{ padding:15px 20px; text-align:left; border-bottom:1px solid var(--line); font-size:.95rem; }
th{
  font-family:var(--display); font-weight:600; color:var(--ink); background:var(--band);
  font-size:.8rem; letter-spacing:.1em; text-transform:uppercase;
}
td{ font-variant-numeric:tabular-nums; }
tr:last-child td{ border-bottom:0; }
tbody tr.total td{ background:var(--band); font-weight:600; color:var(--ink); }
td.num,th.num{ text-align:right; font-family:var(--display); font-weight:600; }

/* accordion */
.acc{ border-top:1px solid var(--line); }
.acc details{ border-bottom:1px solid var(--line); }
.acc summary{
  cursor:pointer; padding:22px 44px 22px 0; position:relative; list-style:none;
  font-family:var(--display); font-weight:600; font-size:1.06rem; color:var(--ink);
}
.acc summary::-webkit-details-marker{ display:none; }
.acc summary::after{
  content:""; position:absolute; right:8px; top:50%; width:11px; height:11px;
  border-right:2px solid var(--green); border-bottom:2px solid var(--green);
  transform:translateY(-70%) rotate(45deg); transition:transform .2s;
}
.acc details[open] summary::after{ transform:translateY(-30%) rotate(-135deg); }
.acc .acc-body{ padding:0 0 24px; font-size:.98rem; }
.acc .acc-body p:last-child{ margin-bottom:0; }

/* paycheck before/after */
/* overflow-x must stay auto: this table is wider than a phone and the
   right-hand column is the entire point of the comparison */
.paycheck{
  background:#fff; border:1px solid var(--line); border-radius:var(--r-lg);
  overflow-x:auto; -webkit-overflow-scrolling:touch; box-shadow:var(--shadow);
}
.paycheck table{ min-width:460px; }
.paycheck th:nth-child(3),.paycheck td:nth-child(3){ background:rgba(46,182,118,.06); }
.paycheck tr.hero-row td{ background:var(--ink); color:#fff; font-family:var(--display); font-weight:600; font-size:1.02rem; }
.paycheck tr.hero-row td:nth-child(3){ background:var(--ink); color:var(--green); }

/* logo-free carrier mention */
.carriers{ display:flex; flex-wrap:wrap; gap:10px; margin-top:22px; }
.carriers span{
  font-family:var(--display); font-size:.88rem; font-weight:500; color:var(--body);
  border:1px solid var(--line); border-radius:999px; padding:8px 16px; background:#fff;
}
.on-dark .carriers span{ border-color:var(--line-dark); color:#A2ADB6; background:transparent; }

/* CTA band */
.cta-band{ background:var(--ink); color:#B9C3CB; position:relative; overflow:hidden; }
.cta-band::before{
  content:""; position:absolute; inset:0;
  background:radial-gradient(760px 380px at 50% 0%, rgba(46,182,118,.20), transparent 66%);
}
.cta-band .wrap{ position:relative; z-index:1; text-align:center; }
.cta-band h2{ color:#fff; max-width:20ch; margin-left:auto; margin-right:auto; }
.cta-band .btn-row{ justify-content:center; margin-top:30px; }

/* split feature */
.split{ display:grid; grid-template-columns:1fr 1fr; gap:clamp(36px,5vw,72px); align-items:center; }
.split.rev .split-media{ order:2; }
.split-media img{ border-radius:var(--r-lg); }

/* bio */
.bio{ display:grid; grid-template-columns:340px 1fr; gap:56px; align-items:start; }
.bio-photo{ border-radius:var(--r-lg); overflow:hidden; background:var(--ink); }
.cred{ display:grid; gap:2px; margin:26px 0 0; padding:22px 0 0; border-top:1px solid var(--line-dark); }
.cred div{ display:flex; justify-content:space-between; gap:16px; padding:9px 0; font-size:.93rem; border-bottom:1px solid var(--line-dark); }
.cred dt{ color:#8B959D; }
.cred dd{ margin:0; font-family:var(--display); font-weight:600; color:#fff; font-variant-numeric:tabular-nums; }

/* page hero (interior) */
.phero{ background:var(--ink); color:#B9C3CB; padding:clamp(56px,7vw,92px) 0 clamp(50px,6vw,80px); position:relative; overflow:hidden; }
.phero::before{
  content:""; position:absolute; inset:0;
  background:radial-gradient(720px 380px at 82% -12%, rgba(46,182,118,.17), transparent 62%);
}
.phero .wrap{ position:relative; z-index:1; }
.phero h1{ color:#fff; max-width:19ch; }
.phero .lede{ color:#A9B4BD; max-width:60ch; }

/* legal pages */
.legal{ max-width:800px; }
.legal h2{ font-size:1.5rem; margin-top:2.2em; }
.legal h3{ font-size:1.1rem; margin-top:1.6em; }
.legal p,.legal li{ font-size:.98rem; }
.legal .updated{ color:var(--muted); font-size:.9rem; }

/* footer */
.site-foot{ background:var(--ink); color:#8B959D; padding:76px 0 34px; font-size:.92rem; }
.foot-top{ display:grid; grid-template-columns:1.2fr 2fr; gap:56px; padding-bottom:44px; border-bottom:1px solid var(--line-dark); }
.foot-brand img{ height:38px; width:auto; margin-bottom:20px; }
.foot-tag{ font-family:var(--display); color:#fff; font-size:1.02rem; margin-bottom:18px; }
.foot-contact a{ color:#C6CED4; font-variant-numeric:tabular-nums; }
.foot-lang{ margin-top:14px; color:var(--green); font-size:.88rem; }
.foot-cols{ display:grid; grid-template-columns:repeat(3,1fr); gap:32px; }
.foot-cols h4{ color:#fff; font-size:.78rem; letter-spacing:.18em; text-transform:uppercase; margin-bottom:16px; }
.foot-cols a{ display:block; color:#8B959D; padding:6px 0; font-size:.93rem; }
.foot-cols a:hover{ color:var(--green); text-decoration:none; }
.foot-legal{ padding-top:32px; }
.foot-legal p{ font-size:.79rem; line-height:1.65; color:#6E7A83; margin-bottom:.9em; }
.foot-legal strong{ color:#A2ADB6; }
.foot-bottom{ display:flex; justify-content:space-between; flex-wrap:wrap; gap:12px; padding-top:18px; border-top:1px solid var(--line-dark); }
.foot-bottom a{ color:#8B959D; }

/* utility */
.center{ text-align:center; }
.mt0{ margin-top:0; } .mt3{ margin-top:34px; } .mt4{ margin-top:48px; }
.mb0{ margin-bottom:0; } .mb3{ margin-bottom:34px; }
.small{ font-size:.86rem; color:var(--muted); }
.on-dark .small{ color:#7E8993; }
.nowrap{ white-space:nowrap; }

/* ---------------------------- responsive -------------------------------- */
@media (max-width:1000px){
  .nav,.head-cta{ display:none; }
  .burger{ display:block; }
  .hero-grid{ grid-template-columns:1fr; gap:44px; }
  .hero-figure{ max-width:420px; }
  .bio{ grid-template-columns:1fr; gap:34px; }
  .bio-photo{ max-width:320px; }
  .g4{ grid-template-columns:repeat(2,1fr); }
  .foot-top{ grid-template-columns:1fr; gap:40px; }
}
@media (max-width:820px){
  .calc-grid{ grid-template-columns:1fr; }
  .split{ grid-template-columns:1fr; }
  .split.rev .split-media{ order:0; }
  .g3{ grid-template-columns:1fr; }
  .qual{ grid-template-columns:1fr; }
}
@media (max-width:640px){
  body{ font-size:16px; }
  .wrap{ padding:0 20px; }
  .g2,.g4{ grid-template-columns:1fr; }
  .form-grid{ grid-template-columns:1fr; }
  .foot-cols{ grid-template-columns:1fr; gap:22px; }
  .step{ padding-left:62px; }
  .step::before{ width:38px; height:38px; font-size:.9rem; }
  .trust div{ flex:1 1 45%; padding-bottom:14px; }
  .range-num{ width:88px; font-size:1.3rem; }
  .card{ padding:28px 24px; }
  .pull{ padding-left:20px; }
}

@media (prefers-reduced-motion:reduce){
  *{ animation:none !important; transition:none !important; scroll-behavior:auto !important; }
}

@media print{
  .site-head,.site-foot,.cta-band,.burger{ display:none; }
  body{ font-size:12pt; }
}

/* ==========================================================================
   VISUAL SYSTEM — icons, data-viz, diagrams, decorative texture
   ========================================================================== */

.sprite{ position:absolute; width:0; height:0; overflow:hidden; }

/* ---------------------------- icons ------------------------------------- */
.i{ width:24px; height:24px; display:block; color:currentColor; flex:none; }
.i-sm{ width:18px; height:18px; }
.i-lg{ width:30px; height:30px; }

/* gradient icon chip — the recurring visual unit across the site */
.chip{
  width:56px; height:56px; border-radius:16px; display:flex; align-items:center;
  justify-content:center; margin-bottom:20px; flex:none;
  background:var(--grad); color:#fff;
  box-shadow:0 6px 18px rgba(46,182,118,.28);
}
.chip.soft{
  background:rgba(46,182,118,.10); color:var(--green-deep); box-shadow:none;
  border:1px solid rgba(46,182,118,.22);
}
.on-dark .chip.soft{ background:rgba(46,182,118,.14); color:var(--green); border-color:rgba(46,182,118,.3); }
.chip-sm{ width:42px; height:42px; border-radius:12px; margin-bottom:14px; }

/* inline check list */
.checks{ list-style:none; padding:0; margin:0 0 1.1em; }
.checks li{ display:flex; gap:12px; align-items:flex-start; margin-bottom:13px; }
.checks .i{ color:var(--green); margin-top:3px; width:19px; height:19px; }
.on-dark .checks .i{ color:var(--green); }

/* ---------------------------- decorative texture ------------------------ */
.dots{
  position:absolute; width:180px; height:180px; opacity:.5; pointer-events:none;
  background-image:radial-gradient(currentColor 1.4px, transparent 1.4px);
  background-size:16px 16px; color:rgba(46,182,118,.30);
}
.blob{
  position:absolute; border-radius:50%; pointer-events:none; filter:blur(70px);
  background:var(--grad); opacity:.16;
}
.petal-wm{
  position:absolute; right:-90px; top:-70px; width:420px; opacity:.05;
  pointer-events:none; transform:rotate(-12deg);
}

/* ---------------------------- stat band --------------------------------- */
.stat-band{ padding:clamp(48px,6vw,72px) 0; }
.stats{ display:grid; grid-template-columns:repeat(4,1fr); gap:20px; }
.stat{
  text-align:center; padding:30px 18px; border-radius:var(--r-lg);
  background:#fff; border:1px solid var(--line);
}
.on-dark .stat{ background:var(--ink-soft); border-color:var(--line-dark); }
.stat .chip{ margin:0 auto 16px; }
.stat b{
  display:block; font-family:var(--display); font-weight:700; line-height:1;
  font-size:clamp(1.9rem,3.4vw,2.7rem); color:var(--ink);
  font-variant-numeric:tabular-nums; margin-bottom:8px;
}
.on-dark .stat b{ color:#fff; }
.stat span{ font-size:.88rem; color:var(--muted); }
.on-dark .stat span{ color:#8B959D; }

/* ---------------------------- flow diagram ------------------------------ */
.flow{ display:grid; grid-template-columns:repeat(4,1fr); gap:0; margin:44px 0; }
.flow-step{ position:relative; padding:0 18px; text-align:center; }
.flow-step::after{
  content:""; position:absolute; top:28px; right:-14px; width:28px; height:2px;
  background:linear-gradient(90deg,var(--green),rgba(46,182,118,.25));
}
.flow-step:last-child::after{ display:none; }
.flow-node{
  width:58px; height:58px; margin:0 auto 18px; border-radius:50%;
  display:flex; align-items:center; justify-content:center;
  background:#fff; border:2px solid var(--green); color:var(--green-deep);
  box-shadow:0 0 0 6px rgba(46,182,118,.10);
}
.flow-step:last-child .flow-node{ background:var(--grad); color:#fff; border-color:transparent; }
.flow-step h4{ font-size:.98rem; margin-bottom:.35em; }
.flow-step p{ font-size:.85rem; color:var(--muted); margin:0; line-height:1.5; }
.on-dark .flow-node{ background:var(--ink-soft); }
.on-dark .flow-step p{ color:#8B959D; }

/* ---------------------------- bar comparison ---------------------------- */
.bars{ margin:34px 0; }
.bar-row{ margin-bottom:22px; }
.bar-row:last-child{ margin-bottom:0; }
.bar-label{
  display:flex; justify-content:space-between; align-items:baseline; gap:14px;
  margin-bottom:9px; font-size:.93rem;
}
.bar-label b{
  font-family:var(--display); font-weight:700; font-variant-numeric:tabular-nums;
  font-size:1.05rem; color:var(--ink);
}
.on-dark .bar-label b{ color:#fff; }
.bar-track{ height:15px; border-radius:99px; background:var(--line); overflow:hidden; }
.on-dark .bar-track{ background:rgba(255,255,255,.08); }
.bar-fill{ height:100%; border-radius:99px; background:var(--grad); transition:width .7s cubic-bezier(.2,.8,.2,1); }
.bar-fill.fee{ background:linear-gradient(135deg,#C98A5C,#B87333); }
.bar-fill.muted{ background:var(--muted); opacity:.45; }
.bar-row.net .bar-label b{ color:var(--green-deep); font-size:1.35rem; }
.on-dark .bar-row.net .bar-label b{ color:var(--green); }

/* ---------------------------- timeline ---------------------------------- */
.tl{ position:relative; padding-left:0; }
.tl::before{
  content:""; position:absolute; left:26px; top:14px; bottom:14px; width:2px;
  background:linear-gradient(180deg,var(--green),rgba(46,182,118,.15));
}
.tl-item{ position:relative; padding:0 0 34px 74px; }
.tl-item:last-child{ padding-bottom:0; }
.tl-dot{
  position:absolute; left:0; top:0; width:54px; height:54px; border-radius:50%;
  background:#fff; border:2px solid var(--green); color:var(--green-deep);
  display:flex; align-items:center; justify-content:center; z-index:1;
  box-shadow:0 0 0 6px #fff;
}
.band .tl-dot{ box-shadow:0 0 0 6px var(--band); }
.on-dark .tl-dot{ background:var(--ink); box-shadow:0 0 0 6px var(--ink); }
.tl-item h3{ margin-bottom:.3em; font-size:1.12rem; }
.tl-item p{ font-size:.96rem; margin:0; }
.tl-when{
  display:inline-block; font-family:var(--display); font-size:.72rem; font-weight:600;
  letter-spacing:.14em; text-transform:uppercase; color:var(--green-deep);
  background:rgba(46,182,118,.10); padding:4px 11px; border-radius:99px; margin-bottom:9px;
}
.on-dark .tl-when{ background:rgba(46,182,118,.16); color:var(--green); }

/* ---------------------------- benefit reserve visual -------------------- */
.reserve{
  background:#fff; border:1px solid var(--line); border-radius:var(--r-lg);
  padding:clamp(26px,3vw,38px); box-shadow:var(--shadow);
}
.on-dark .reserve{ background:var(--ink-soft); border-color:var(--line-dark); }
.res-total{
  font-family:var(--display); font-weight:700; font-size:clamp(2rem,4vw,2.8rem);
  color:var(--ink); font-variant-numeric:tabular-nums; line-height:1;
}
.on-dark .res-total{ color:#fff; }
.res-split{ display:flex; height:44px; border-radius:12px; overflow:hidden; margin:22px 0 16px; }
.res-seg{
  display:flex; align-items:center; justify-content:center; color:#fff;
  font-family:var(--display); font-weight:600; font-size:.82rem; white-space:nowrap;
}
.res-seg.a{ background:var(--ink); }
.res-seg.b{ background:var(--grad); }
.res-key{ display:flex; flex-wrap:wrap; gap:20px; font-size:.86rem; color:var(--muted); }
.res-key span{ display:flex; align-items:center; gap:8px; }
.res-key i{ width:12px; height:12px; border-radius:3px; display:block; }

/* menu of what the remainder buys */
.menu{ display:grid; gap:10px; margin-top:26px; }
.menu-item{
  display:flex; align-items:center; gap:14px; padding:13px 16px;
  border:1px solid var(--line); border-radius:12px; background:var(--band);
}
.on-dark .menu-item{ background:rgba(255,255,255,.03); border-color:var(--line-dark); }
.menu-item .i{ color:var(--green-deep); }
.on-dark .menu-item .i{ color:var(--green); }
.menu-item strong{ flex:1; font-family:var(--display); font-weight:600; font-size:.95rem; }
.menu-item em{
  font-style:normal; font-family:var(--display); font-weight:700;
  font-variant-numeric:tabular-nums; color:var(--ink); font-size:.95rem;
}
.on-dark .menu-item em{ color:#fff; }

/* ---------------------------- card polish ------------------------------- */
.card{ transition:transform .22s ease, box-shadow .22s ease, border-color .22s ease; }
.card.lift:hover{ transform:translateY(-4px); box-shadow:var(--shadow-lg); border-color:rgba(46,182,118,.4); }
.on-dark .card.lift:hover{ border-color:rgba(46,182,118,.45); box-shadow:none; }

/* card with a top accent rule */
.card.accent{ position:relative; overflow:hidden; }
.card.accent::before{
  content:""; position:absolute; top:0; left:0; right:0; height:4px; background:var(--grad);
}

/* ---------------------------- section divider --------------------------- */
.divider{ display:flex; align-items:center; gap:18px; margin:0 0 46px; }
.divider::before,.divider::after{ content:""; height:1px; background:var(--line); flex:1; }
.divider img{ width:34px; opacity:.85; }
.on-dark .divider::before,.on-dark .divider::after{ background:var(--line-dark); }

/* ---------------------------- hero visual ------------------------------- */
.hero{ isolation:isolate; }
.hero-figure{ position:relative; }
.hero-figure .blob{ width:340px; height:340px; right:-70px; top:-60px; z-index:-1; }

/* mini paycheck proof bars */
.proof{ display:grid; gap:14px; margin:26px 0 0; }
.proof-row{ display:grid; grid-template-columns:96px 1fr auto; gap:14px; align-items:center; font-size:.88rem; }
.proof-row span:first-child{ color:var(--muted); }
.proof-bar{ height:11px; border-radius:99px; background:var(--line); overflow:hidden; }
.proof-bar i{ display:block; height:100%; border-radius:99px; background:var(--muted); }
.proof-bar i.g{ background:var(--grad); }
.proof-row b{ font-family:var(--display); font-variant-numeric:tabular-nums; font-size:.92rem; color:var(--ink); }

/* The proof block always sits on a dark card — in the hero that card is not
   inside .on-dark, so these have to be scoped to both or the labels render
   near-black on near-black. */
.on-dark .proof-row span:first-child,
.hero .proof-row span:first-child{ color:#9AA5AE; }
.on-dark .proof-bar,
.hero .proof-bar{ background:rgba(255,255,255,.12); }
.on-dark .proof-bar i:not(.g),
.hero .proof-bar i:not(.g){ background:#6E7A83; }
.on-dark .proof-row b,
.hero .proof-row b{ color:#fff; }

/* ---------------------------- responsive -------------------------------- */
@media (max-width:900px){
  .stats{ grid-template-columns:repeat(2,1fr); }
  .flow{ grid-template-columns:repeat(2,1fr); row-gap:36px; }
  .flow-step:nth-child(2)::after{ display:none; }
}
@media (max-width:560px){
  .stats{ grid-template-columns:1fr; }
  .flow{ grid-template-columns:1fr; row-gap:28px; }
  .flow-step::after{ display:none; }
  .tl-item{ padding-left:62px; }
  .tl-dot{ width:44px; height:44px; }
  .tl::before{ left:21px; }
  .res-split{ height:38px; }
  .res-seg{ font-size:.72rem; }
  .petal-wm{ width:240px; right:-70px; }
  .proof-row{ grid-template-columns:78px 1fr auto; font-size:.82rem; }
}

/* ==========================================================================
   CARRIER MARQUEE — text-only by design.
   Carrier logos are deliberately NOT used: reproducing a carrier's mark
   implies endorsement or an exclusive appointment. Names set in type make the
   same point and stay inside carrier marketing guidelines.
   ========================================================================== */

.sr-only{
  position:absolute; width:1px; height:1px; padding:0; margin:-1px;
  overflow:hidden; clip:rect(0 0 0 0); white-space:nowrap; border:0;
}

.marquee-wrap{ position:relative; }
.marquee{
  position:relative; overflow:hidden; padding:6px 0;
  /* fade the ends so plates enter and leave instead of being chopped */
  -webkit-mask-image:linear-gradient(90deg,transparent 0,#000 9%,#000 91%,transparent 100%);
          mask-image:linear-gradient(90deg,transparent 0,#000 9%,#000 91%,transparent 100%);
}
.marquee-track{
  display:flex; width:max-content;
  animation:chs-slide 42s linear infinite;
}
.marquee:hover .marquee-track,
.marquee:focus-within .marquee-track{ animation-play-state:paused; }

.marquee-set{ display:flex; align-items:center; gap:16px; padding-right:16px; }

.carrier-plate{
  display:flex; align-items:center; justify-content:center;
  padding:20px 34px; border:1px solid var(--line); border-radius:16px;
  background:#fff; white-space:nowrap; min-width:210px;
  transition:border-color .2s ease, transform .2s ease;
}
.carrier-plate span{
  font-family:var(--display); font-weight:600; font-size:1.14rem;
  color:var(--ink); letter-spacing:-.015em;
}
.carrier-plate:hover{ border-color:rgba(46,182,118,.45); transform:translateY(-2px); }
.carrier-plate.more{ background:var(--band); border-style:dashed; }
.carrier-plate.more span{ color:var(--muted); font-weight:500; }

.on-dark .carrier-plate{ background:var(--ink-soft); border-color:var(--line-dark); }
.on-dark .carrier-plate span{ color:#fff; }
.on-dark .carrier-plate.more{ background:transparent; }
.on-dark .carrier-plate.more span{ color:#8B959D; }
.band .carrier-plate{ background:#fff; }

@keyframes chs-slide{
  from{ transform:translateX(0); }
  to  { transform:translateX(-50%); }
}

/* No motion: drop the animation and let the plates wrap into a static grid. */
@media (prefers-reduced-motion:reduce){
  .marquee{ -webkit-mask-image:none; mask-image:none; }
  .marquee-track{ animation:none; width:auto; flex-wrap:wrap; justify-content:center; gap:14px; }
  .marquee-set{ display:contents; }
  .marquee-set[aria-hidden="true"]{ display:none; }
}
@media (max-width:640px){
  .carrier-plate{ padding:16px 24px; min-width:0; }
  .carrier-plate span{ font-size:1rem; }
  .marquee-track{ animation-duration:30s; }
}

/* ---------------------------- arrow / "go" card ------------------------- */
.card.go{ position:relative; padding-right:64px; }
.card.go .go-arrow{
  position:absolute; top:30px; right:26px; width:34px; height:34px; border-radius:50%;
  display:flex; align-items:center; justify-content:center;
  border:1px solid var(--line); color:var(--green-deep);
  transition:transform .22s ease, background .22s ease, border-color .22s ease, color .22s ease;
}
.card.go:hover .go-arrow{
  transform:translateX(4px); background:var(--grad); color:#fff; border-color:transparent;
}
.card.go .go-arrow .i{ width:17px; height:17px; }
.on-dark .card.go .go-arrow{ border-color:var(--line-dark); color:var(--green); }

/* full-card link: makes the whole tile clickable without nesting anchors */
.card.go .stretch::after{ content:""; position:absolute; inset:0; }

/* ---------------------------- tinted feature tiles ---------------------- */
.tint{
  background:rgba(46,182,118,.07); border:1px solid rgba(46,182,118,.18);
  border-radius:var(--r); padding:24px 22px;
}
.tint .i{ color:var(--green-deep); margin-bottom:14px; }
.tint p{ margin:0; font-family:var(--display); font-weight:600; font-size:.98rem; color:var(--ink); line-height:1.35; }
.tint-row{ display:grid; grid-template-columns:repeat(3,1fr); gap:16px; margin-top:30px; }
@media (max-width:640px){ .tint-row{ grid-template-columns:1fr; } }

/* ==========================================================================
   EDITORIAL LAYER
   A serif italic used ONLY for the accent words in a headline. Sparingly —
   one phrase per heading — it gives the page a voice without photography.
   ========================================================================== */

:root{ --serif:'Instrument Serif', Georgia, 'Times New Roman', serif; }

.em{
  font-family:var(--serif); font-style:italic; font-weight:400;
  letter-spacing:0; color:var(--green-deep);
  /* the serif runs optically small next to Jost, so nudge it up */
  font-size:1.08em; padding-right:.04em;
}
.on-dark .em,
.hero .em,
.phero .em,
.cta-band .em{ color:var(--green); }
h1 .em{ font-size:1.06em; }

/* editorial numeral — N° 01 */
.numeral{
  font-family:var(--display); font-size:.74rem; font-weight:600;
  letter-spacing:.2em; text-transform:uppercase; color:var(--green-deep);
  display:block; margin-bottom:1rem;
}
.on-dark .numeral{ color:var(--green); }

/* credential line — sits under a hero headline */
.credline{
  display:flex; flex-wrap:wrap; align-items:center; gap:.55rem .9rem;
  font-family:var(--display); font-size:.82rem; font-weight:500;
  letter-spacing:.06em; text-transform:uppercase; color:var(--muted);
  margin:0 0 1.4rem;
}
.credline span{ display:flex; align-items:center; gap:.55rem; }
.credline span:not(:last-child)::after{
  content:""; width:4px; height:4px; border-radius:50%; background:var(--green); display:block;
}
.hero .credline,.phero .credline{ color:#8B959D; }

/* promise block */
.promise{
  border:1px solid var(--line); border-radius:var(--r-lg); padding:34px 32px;
  background:#fff; display:grid; grid-template-columns:auto 1fr; gap:24px; align-items:start;
}
.on-dark .promise{ background:var(--ink-soft); border-color:var(--line-dark); }
.promise h3{ font-size:1.15rem; margin-bottom:.5em; }
.promise p{ margin:0; font-size:.98rem; }
.promise ul{ margin:14px 0 0; padding:0; list-style:none; }
.promise li{ display:flex; gap:11px; align-items:flex-start; margin-bottom:10px; font-size:.96rem; }
.promise li .i{ color:var(--green); width:18px; height:18px; margin-top:3px; flex:none; }
@media (max-width:640px){
  .promise{ grid-template-columns:1fr; gap:18px; padding:28px 24px; }
}